More Control, Less Rush: Using Cash Advances to Strengthen Marketing Decisions

The following article is a recap of “Smart Financing for Manitoba Farmers,” a presentation in our Roots to Results Webinar Series. The full webinar recording can be viewed here.

Farming is one of the most capital-intensive businesses in Canada. Seed, fuel, fertilizer and land costs go out months before crop revenue comes in. And while yields and markets can fluctuate, input costs are constant and high.

That’s why cash flow strategy matters as much as production strategy. In the final presentation of our Roots to Results Webinar Series, Manitoba Crop Alliance (MCA) COO Darcelle Graham shared how an Advance Payments Program (APP) cash advance from MCA can serve as a practical, flexible tool to strengthen marketing power and reduce borrowing costs.

Turn Cash Flow Pressure into Marketing Power

The APP provides access to capital based on up to 50 per cent of your anticipated or stored production value. That means you don’t have to sell grain just to cover spring bills.

Implementation

Map out your 12- to 18-month cash flow needs. If input or rent payments are driving early sales, consider whether an advance could bridge the gap and let you market when prices improve.

Capture Interest Savings That Stay on Your Farm

The federal government covers the interest on the first $100,000 advanced (or up to $500,000 for canola only in 2026). That can translate into thousands of dollars in savings compared to traditional borrowing.

Implementation

Compare your operating loan rate to the APP rate (prime minus 0.5 per cent on interest-bearing portions). Run the math: what would $4,000–$20,000 in interest savings mean for your bottom line?

Match Repayment to Grain Sales

Unlike traditional loans, there are no fixed monthly payments. You repay as you sell your crop, within an 18-month window.

Implementation

Align your marketing plan with repayment timelines. As you price grain, set aside advance repayment within 30 days of receiving payment to stay compliant and avoid penalties.

Use It as a Tool for Transitional Periods

You don’t need to own land to qualify. You must own the crop, having grown and marketed it. That makes it especially helpful for young or transitioning farmers.

Implementation

If you’re farming rented land or gradually taking over the operation, explore whether separate advances (where eligible) could support working capital during transition years.

Treat the Application Like a Business Agreement

The program is flexible, but it requires accountability. Security, crop insurance (or inventory proof) and signed documentation are mandatory.

Implementation

Before applying, read the terms and conditions carefully. Confirm crop insurance coverage, review your creditor priority agreements and double-check signatures to avoid processing delays.

Korey Peters, sunflower crop committee

WEB_Korey-Peters

Korey Peters farms near Randolph, MB, with his family at Herbsigwil Farms. Herb is his grandpa, Sig is his uncle and Will is his dad. Korey is a third-generation farmer, and the fourth generation is already on the farm full-time. Herbsigwil Farms grows wheat, canola, soybeans, corn and sunflowers.

Korey lives on the farm with his wife and their two children, who enjoy spending lots of time in the yard.

What motivated you to get into farming?

I was always working on the farm in the summers. I came back full time in 2011 when my uncle had slowed down a little, and I just never left.

What motivated you to get involved with Manitoba Crop Alliance (MCA)?

We started growing sunflowers when we were looking to add another crop in our rotation, and someone I know approached me because MCA was looking for committee members after some delegates had termed out.

We chatted about it. It’s not a huge time commitment to be on a crop committee. I had been on a few boards not related to ag, so I had an idea how they run. I thought I’d get involved, and that’s how it started.

It’s been great to meet other farmers. Most farmers love talking farming, especially with other farmers from Manitoba. There are differences depending on where you farm and the weather from east to west, so it’s interesting to talk about what varieties we’re growing, diseases and pests and how others are managing them, and the differences we can apply to our own farm.

What does your role on the sunflower crop committee involve?

We meet quarterly. MCA is a research-oriented organization, so we make decisions about whether we think research dollars should be used on certain proposals. We review proposals from graduate students and researchers related to sunflowers, whether that involves disease, genetics, insects or other issues. Projects can range from one- to five-year timelines. Before I joined, the committee had started the process of bringing a sunflower confection variety to Manitoba, which is now in trials here.

How has being a sunflower crop committee delegate benefitted you?

It’s helped me realize how much work goes on behind the scenes by boards and committees like this. Since MCA amalgamated, I feel like it has been very purposefully driven. MCA has really figured out its purpose and focused on it, and the subcommittees feel the effects of that. We come up with ideas and continue to do the work in the background, then pass it to the board of directors, which makes the final decisions on where things are heading.

Is there a project or area of work you’re especially proud of being part of as a delegate?

The confectionary sunflower variety. MCA has brought a confectionary seed variety almost to market. It’s very close. One of our board members is growing quite a bit of it this year. It was grown in 2025, and there’s a larger acreage planned for 2026. We have a few companies looking at purchasing it, and we’re starting the process of figuring out the best way to market it going forward.

Is there anything you’d like farmer members to know about the work MCA is doing?

MCA is really pushing to reach all its members through newsletters, social media, emails and outreach. They’re trying to let everybody know all this amazing research is happening. Farmers are always looking for answers. We like to talk to each other for real-life experience on the farm. This is research done by farmers, for farmers. Getting that information out there and working hard to spread the word is very important.

Why do you think other people should get involved with MCA?

I think being involved is great for farmers. It’s important to be involved in a committee of some kind, whether it’s research like MCA or something else, and to find a way to give back to the farming community. We all use the resources that come from it. A lot of people wonder where their check-off dollars go but don’t always look into it. When you get involved, you realize the value of those dollars going to organizations like MCA.

What are you most excited about when it comes to the future of your farm?

Since I’ve been farming full-time, our farm has gone through quite a growth spurt. The third generation has grown the farm and worked really hard at it. We’re now in a position to maintain and improve our land going forward. Rather than focusing on expansion, we’re looking at refining and improving what we have. We’re in a comfortable spot to support our families living here while improving efficiencies.

Do you have any hobbies outside of farming?

I enjoy golf in the summer and beer league hockey in the winter. I also help coach my kids’ hockey and baseball teams.

What’s your go-to field meal during busy seasons?

I’m obviously a child of the ’80s. I love a good pizza pop, even if it’s cold. Wrap it in tin foil, put it on the exhaust of the tractor and it warms right back up!

What’s one thing people might be surprised to learn about you?

I was a high school music teacher for five years before coming back to farming full-time. My family is musical. My sister is a music teacher, and my brother was involved in music growing up. That’s what happens when your dad’s a farmer and your mom’s a voice and music teacher: you get both worlds.

Follow Korey on X @koreypeters.

Manitoba Crop Alliance launches 2026 APP cash advance program

March 2, 2026 (Carman, MB) – Manitoba Crop Alliance (MCA) is now accepting applications for 2026 Advance Payments Program (APP) cash advances, with funds to be issued starting April 1.

The APP is a federal loan program administered by MCA. It offers Canadian farmers marketing flexibility through interest-free and low-interest cash advances. Under the program, eligible farmers are eligible to receive up to $1 million, with the Government of Canada paying the interest on the first $100,000 (or the first $500,000 for canola advances, specifically) for the 2026 program year.

For the 2026 program year, MCA’s interest rate on interest-bearing cash advances is prime – 0.50 per cent. This interest-bearing rate is competitive with other APP administrators, major banks and credit unions. MCA is also maintaining a low, one-time application fee of $250 for the 2026 program year.

“We take great pride in the friendly, small-town service we offer to all our cash advance clients,” says MCA COO Darcelle Graham. “We understand farmers’ unique financial needs and our knowledgeable staff are always a click or call away if farmers have questions or need help navigating the application process.”

To apply for an advance under the 2026 program year, farmers can visit mcacashadvance.ca, or phone the MCA office at 1-204-745-6661 or toll-free 1-877-598-5685 to request an application form.

MCA also continues to process applications for the 2025 program year on over 35 crop kinds and honey until March 13.

If farmers would like to be notified regarding APP-specific information, please email hello@mbcropalliance.ca to be added to the subscriber list. More information about the APP cash advance program can be found at mcacashadvance.ca.

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For more information, please contact:

Darcelle Graham
Chief Operating Officer
Manitoba Crop Alliance
204-745-6661
darcelle@mbcropalliance.ca

About Manitoba Crop Alliance (MCA):
MCA represents more than 7,700 farmer members who grow wheat, barley, corn, sunflower and flax in Manitoba. MCA puts its farmer members first and strives to continuously improve their competitiveness and profitability by focusing on four main areas: research, agronomy, market development and access, and communications. By investing in these key areas, MCA ensures wheat, barley, corn, sunflower and flax remain sustainable production choices for Manitoba farmers. For more information, visit 
mbcropalliance.ca.

Cheers to five years: Anniversary food and drink collaborations help MCA give back

When we started thinking about how we wanted to celebrate Manitoba Crop Alliance’s fifth anniversary, we knew we wanted to give back to our farmer members, industry partners and the broader agriculture community, who have all helped the organization become what it is today. After much consideration, we decided the best way to do that was with some special food and drink made from MCA crops grown right here in Manitoba.

The result was three unique and delicious anniversary collaborations:

Beer

Our anniversary beer was brewed in collaboration with Trans Canada Brewing Co., a mainstay in the Winnipeg craft brewing community. For the anniversary brew, we couldn’t have asked for a better partner than Trans Canada, which shares our belief in the importance of supporting local farmers, buying (and drinking) local and giving back to the community. The beer was produced using malt from Scythe Malting Co. in Springstein, MB, which is owned and operated by MCA director Jeffrey Stobbe-Wiebe and his family.

Our “Stronger Together” light lager was distributed to MCA delegates during the 2026 all delegates meeting in Brandon, handed out to attendees following the 2026 MCA AGM and also made available to all CropConnect attendees during the Farmer Saloon portion of the conference.

Bread

Our anniversary white pan bread was created by our friends and longtime collaborators at Cereals Canada. Given our strong, existing ties with Cereals Canada through our membership in the organization, and the important market development and access work they do on behalf of our farmer members, it was a natural partnership. The bread was distributed to all farmer members who attended the 2026 MCA AGM.

Coming Soon: Whisky

Our final collaboration is a special anniversary whisky produced with Winnipeg’s Patent 5 Distillery. The base spirit was made from a mixture of locally grown corn, wheat and barley for a unique, Made-in-Manitoba flavour. The anniversary whisky is currently aging in barrels, where it will remain for the next several years, with plans to bottle and release the final product in 2030 when we celebrate MCA’s 10th anniversary. We are sure it will be worth the wait!

Gallery: Behind the scenes at Trans Canada Brewing Co.

Manitoba Crop Alliance awards 2025-26 post-secondary bursaries

Feb. 26, 2026 (Carman, MB) – Manitoba Crop Alliance (MCA) has awarded six post-secondary students from Manitoba with MCA 2025-26 bursaries valued at $2,000 each. The six bursary recipients are Daniela Heinrichs from Clearwater, Marco Fanzago from Elm Creek, Evan Whetter from Alexander, Kayden Stewart from Rosser, Cohen Crammond from Austin, and Nolan Marginet from Treherne.

“Today’s students are agriculture’s future leaders, and we are proud to support the next generation as they continue their education,” says MCA chair Jonothan Hodson. “This year’s post-secondary bursary recipients all have deep roots in agriculture and a desire to broaden their knowledge. I look forward to seeing how they will advance our industry and give back to their communities.”

These bursaries assist with the financial needs of students who are enrolled in a post-secondary agricultural program within Canada and are from a farm that is a member in good standing with MCA.

An independent selection committee was contracted to evaluate the applicants based on their connection to or interest in agriculture, explanation of why they decided to enrol in an agriculture-related post-secondary program, how they hope to benefit the agriculture industry once they have graduated and are in the workforce, and their academics and writing skills.

This year, the selection committee included Melody Caron, the owner/director of independent crop production research company TapRoot Research Ltd., and Elizabeth Karpinchick, a registered professional agrologist working as an independent consultant for Tone Ag Consulting Ltd.

For more information about the MCA 2025-26 bursary program and to read biographies of the recipients, visit mbcropalliance.ca.

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For more information, please contact:

Cole Christensen
Communications Manager
Manitoba Crop Alliance
403-589-3529
cole@mbcropalliance.ca

About Manitoba Crop Alliance:
MCA represents more than 7,700 farmer members who grow wheat, barley, corn, sunflower and flax in Manitoba. MCA puts its farmer members first and strives to continuously improve their competitiveness and profitability by focusing on four main areas: research, agronomy, market development and access, and communications. By investing in these key areas, MCA ensures wheat, barley, corn, sunflower and flax remain sustainable production choices for Manitoba farmers. For more information, visit mbcropalliance.ca.

Meet Manitoba Crop Alliance’s 2025-26 post-secondary bursary recipients

MCA_2025-26 PS Bursary Recipients Graphic_X

Manitoba Crop Alliance (MCA) is proud to support agriculture’s next generation. MCA’s bursary program is designed to assist with the financial needs of students pursuing education in a field that will benefit the agriculture sector.

Six post-secondary students from Manitoba have been awarded with MCA 2025-26 bursaries valued at $2,000 each. The 2025-26 bursary recipients are Daniela Heinrichs from Clearwater, Marco Fanzago from Elm Creek, Evan Whetter from Alexander, Kayden Stewart from Rosser, Cohen Crammond from Austin, and Nolan Marginet from Treherne.

“Today’s students are agriculture’s future leaders, and we are proud to support the next generation as they continue their education,” says MCA chair Jonothan Hodson. “This year’s post-secondary bursary recipients all have deep roots in agriculture and a desire to broaden their knowledge. I look forward to seeing how they will advance our industry and give back to their communities.”

Bursary applicants needed to meet the following criteria:

  • Have completed a minimum of one year (two terms) of post-secondary education at the college or university level (diploma or degree) and are enrolled full-time for the 2025-26 school year in an agricultural program within Canada.
  • Have achieved a minimum cumulative grade point average (GPA) of 3.0.
  • Have an interest in wheat (spring or winter), corn, barley, flax or sunflower crops, or agriculture in general, as demonstrated in a brief, one-page letter.
  • Are from a farm that is a member in good standing with MCA.
  • Have not previously been awarded an MCA post-secondary bursary (past high school bursary recipients remain eligible for a post-secondary bursary).

An independent selection committee was contracted to evaluate the applicants based on their connection to or interest in agriculture, explanation of why they decided to enrol in an agriculture-related post-secondary program, how they hope to benefit the agriculture industry once they have graduated and are in the workforce, and their academics and writing skills.

This year, the selection committee included Melody Caron, the owner/director of independent crop production research company TapRoot Research Ltd., and Elizabeth Karpinchick, a registered professional agrologist working as an independent consultant for Tone Ag Consulting Ltd.

Caron started TapRoot Research Ltd. in 2022 and has been supporting varietal development, pesticide efficacy and fertility research in the Red River Valley and Carman, MB. Her background in soil science, agroecology and as a field biologist have all contributed to her interest and expertise in conducting field research in Manitoba. Caron and her husband have two children and operate a grain farm near Brunkild, MB, where they grow cereals, soybeans and canola.

Karpinchick specializes in field crop agronomy, soil testing, on-farm testing and organic crop production. She serves on the Agrologist Manitoba board of directors and is president of the St. Pierre Agricultural Society, the St. Pierre CDC and the Frog Follies Committee.

Thank you to the selection committee for evaluating the bursary applications and congratulations to the 2025-26 bursary recipients!

Meet the MCA 2025-26 bursary recipients

Manitoba Crop Alliance introduces new board of directors

Feb. 19, 2026 (Carman, MB) – Effective immediately, there are some new faces representing wheat, barley, flax, corn and sunflower farmers across Manitoba.

Manitoba Crop Alliance (MCA) is proud to introduce its 2026 board of directors, including two new members: Jeffrey Stobbe-Wiebe (Springstein, MB) and Korey Peters (Randolph, MB). Stobbe-Wiebe is a delegate on MCA’s wheat and barley crop committee and Peters is a delegate on the sunflower crop committee.

The new directors join nine returning directors on the board:

  • Jonothan Hodson (Lenore, MB) – corn committee
  • Sally Parsonage (Baldur, MB) – sunflower committee
  • Doug Martin (East Selkirk, MB) – corn committee
  • Leigh Smith (Oak Lake, MB) – flax committee
  • Robert Misko (Roblin, MB) – wheat and barley committee
  • Scott Mowbray (Cartwright, MB) – wheat and barley committee
  • Nick Matheson (Stonewall, MB) – flax committee
  • Carl Bangert (Beausejour, MB) – corn crop committee
  • Carly Chatham (Killarney, MB) – wheat and barley committee

Each of the new directors was elected from their respective crop committee during meetings held in late January. Together, the new board will guide the organization’s direction, with the primary goal of maximizing farmer levy dollars by investing in meaningful, independent research, valuable knowledge and targeted advocacy.

“Jeffrey and Korey each bring unique experiences and perspectives to the table, and I’m confident they will both be major assets to our board of directors,” says MCA CEO Pam de Rocquigny. “All our directors are extremely passionate about agriculture and giving back to the industry, so I know they will serve our farmer members well.”

MCA is also proud to introduce its new board executive for the upcoming year. The board of directors re-elected Jonothan Hodson as chair, Sally Parsonage as vice-chair and Doug Martin as secretary.

“I’m excited to continue serving as MCA’s chair,” Hodson says. “I’m honoured my colleagues on the board of directors have once again chosen me to lead the organization and together we will keep working hard to make our farmer members across the province more productive and sustainable.”

For more information about MCA’s board and crop committees, visit mbcropalliance.ca.

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For more information, please contact:

Cole Christensen
Communications Manager                
403-589-3529
cole@mbcropalliance.ca

About Manitoba Crop Alliance:
MCA represents more than 7,700 farmer members who grow wheat, barley, corn, sunflower and flax in Manitoba. MCA puts its farmer members first and strives to continuously improve their competitiveness and profitability by focusing on four main areas: research, agronomy, market development and access, and communications. By investing in these key areas, MCA ensures wheat, barley, corn, sunflower and flax remain sustainable production choices for Manitoba farmers. For more information, visit mbcropalliance.ca.

Rethinking Crop Insurance for your Farm

The following article is a recap of “Beyond Basic Coverage: Unlocking the Value of Crop Coverage Plus,” a presentation in our Roots to Results Webinar Series. The full webinar recording can be viewed here.

Risk management is, in part, about making sure one poor crop year doesn’t severely impact the overall trajectory of your farm.

During a recent webinar, Manitoba Agricultural Services Corporation’s (MASC) David Van Deynze and Scott Clayton asked farmers to think differently about crop insurance: not as protection for individual crops, but as protection for the farm as a whole.

Crop Coverage Plus shifts the focus from isolated losses to overall farm performance, offering higher coverage levels and, in some cases, meaningful premium savings for diversified operations. By recognizing how different crops succeed and struggle under the same conditions, whole-farm coverage aims to provide protection that matches the way Manitoba farms actually operate.

Shift from Crop-by-Crop to Whole-Farm Thinking

Crop Coverage Plus evaluates the combined value of all insured crops, allowing strong yields to offset weaker ones.

Implementation

Review your insurance decisions across your entire crop mix instead of one line item at a time.

Crop Diversity Can Unlock Better Protection

Farms with multiple crops may qualify for coverage levels up to 90 per cent, sometimes at a lower premium than standard 80 per cent coverage.

Implementation

If you’re growing three or more crops, ask your MASC insurance specialist to model your farm under Crop Coverage Plus.

Not All Crops Move Together — and That Matters

Some crops respond differently to heat, moisture or timing. Those differences reduce overall risk when measured at the farm level.

Implementation

Consider how crops like winter wheat or corn behave differently across seasons when planning rotations.

Fewer Claims, but Stronger Support When It Counts

While small, single-crop claims may be offset, farms tend to receive larger indemnities in years when most crops suffer.

Implementation

Decide whether your operation benefits more from frequent small payouts or stronger protection in difficult years.

Reseed Benefits Increase with Higher Coverage

Reseed payments are calculated as a percentage of coverage. Higher coverage means larger reseed support when conditions force a restart.

Implementation

Factor early-season weather risk into your insurance choice, especially in moisture-prone areas.

The Focal Point: Winter 2026 Edition

Download The Focal Point Winter 2026 Edition (pdf)

 

Table of Contents

  • Setting the standard: Establishing baseline emissions for special crops
  • Two-pronged approach: Cover crops and 4R strategies to reduce GHG emissions
  • Rethinking phosphorus: Unlocking the potential of the circular nutrient economy
  • Micro-management: Researchers explore potential of microbes to improve fertilizer uptake efficiency
  • Meet a researcher: Agronomist in Residence sets special crops up for success
  • Undercover crops: Manitoba research assesses potential cover-cropping strategies
  • Research by the numbers

Christopher Bidinosti, professor, University of Winnipeg

Photo courtesy the University of Winnipeg.
Photo courtesy the University of Winnipeg.

Physics professor Christopher Bidinosti has been at the University of Winnipeg since 2007, and much of his recent work sits at the intersection of computing and agriculture. As a co-founder of the TerraByte research group, Bidinosti is helping advance digital agriculture in Manitoba by supporting plant science research with new data and imaging tools.

Where did you work before?

I’ve been in universities most of my life. Before coming to the University of Winnipeg, I was a postdoctoral researcher at Simon Fraser University and prior to that at the École Normale Supérieure in Paris, France. Before that, I was a graduate student at the University of British Columbia and an undergraduate student at Brandon University. I also worked at Ayerst Organics in Brandon, MB, where they extracted estrogen from the pregnant mare’s urine and made hormone replacement drugs.

What got you interested in this area of work?

I’ve always had an interest in plants, gardens and growing food. Even though I don’t do it, I still find it fascinating. So, when my colleague and I were working on advanced computing techniques about 10 years ago, I saw this as an opportunity to engage my interest in agriculture. With the shrinking cost and size of sensors, like cameras in our phones, and the massive increase in computing power, it felt like the right time to jump into this kind of research.

Tell us a bit about what you’re working on at the University.

Our research group, TerraByte, works on several aspects of digital agriculture, including data generation, data hosting and sharing, and machine learning models for things like plant classification and disease detection. We primarily work with plant scientists, helping them automate and expedite visual tasks like phenotyping and disease assessment. We like to think of what we do as research helping research.

Michael Beck, Christopher Henry and I have been pushing digital agriculture for a long time. When Manitoba Crop Alliance (MCA) put out its “hope and dreams” call last fall, we knew we had to pitch the idea for the Manitoba Centre for Digital Ag (MCDA). When you look at other jurisdictions, there is significant investment in digital agriculture, and we felt strongly that Manitoba needed a more co-ordinated approach. The MCDA isn’t about a single building or institution. It’s about bringing researchers, grower organizations, government, and industry together around a shared provincial strategy. Our focus is on mobilizing researchers across universities and colleges to work collaboratively, apply for funding together and make better use of the digital tools we already have. That’s the vision we’re working toward, and we really appreciate MCA’s support in helping move it forward.

What can you say about the value of farmers providing funding and support to your organization?

It’s huge and we appreciate it very much. It’s very forward thinking. There is no doubt that computers will bring as much change to agriculture as engineering, chemistry or genetics have in the past.

How does that farmer funding and support directly benefit farmers?

It really goes back to work we do with plant scientists and researchers. If we can help them expedite their breeding programs, then heartier crop varieties that are more pest, disease or heat resistance, for example, can make it to farms much sooner. That’s where we see a real, long-term benefit for farmers.

One example of this is work we do in the lab using low-cost cameras to take images of plants from many different angles and build 3D computer models of them. From those models, we can automatically extract plant traits like height, width, volume and leaf angle, without disrupting the plant’s growth cycle or relying on visual scoring. A lot of plant science still depends on people visually ranking plants, which takes a huge amount of time and can be quite subjective. What we’re doing replaces hours or days of manual work with something that takes minutes and produces consistent results.

For plant breeders, that’s a big deal. It means they can evaluate more plants, more accurately and much faster than before. That speeds up research and helps identify promising varieties earlier in the process. While this work isn’t showing up directly on farms next year, it influences the varieties that farmers will eventually be growing.

We’re very thankful for the trust farmers have placed in us. We’re always happy to talk about what we’re working on and to hear about other projects we could be involved in. This kind of work is an investment in the future, and we take that responsibility seriously.

How do you spend your time outside of work?

Biking, running and reading.

What is the best part about your job?

The best part of my job is working in an area that I find genuinely fascinating and working with inspired students. Over the last several years, my focus has shifted more toward digital agriculture, which brings together engineering, imaging equipment and computation. We often talk about how engineering plus agriculture gave us tractors, chemistry plus agriculture gave us pesticides, genetics plus agriculture gave us breeding, and now it’s computers plus agriculture. No one knows exactly where it will land, but there’s no doubt it’s going to be big, and that’s what makes it so interesting to work on.

What gets you most excited about your work?

The people I work with. I have amazing colleagues and collaborators who are incredibly talented and fun to work with, and I’ve worked closely with some of them for many years. The work itself is also fascinating because of how complicated it is. Plants and real farm fields are insanely complicated systems, even more so than physics, and that challenge is what keeps the work exciting.

Learn more at terrabyte.acs.uwinnipeg.ca

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