Rates & Fees

Manitoba Crop Alliance’s (MCA) cash advance application fee is a one-time cost of $250.

There are no additional fees if you wish to take additional funds throughout the current program year. This offers freedom and flexibility if you need access to additional advance dollars throughout the program year.

The cash advance rates for the 2022 program year are:

Alfalfa Seed

$0.67/lb

Barley

$3.28/bu

Buckwheat

$6.78/bu

Camelina

$0.14/lb

Canary Seed

$8.74/bu

Canola

$8.25/bu

Corn

$3.10/bu

Cranberry

$0.26/lb

Desi Chick Peas

$0.16/lb

Durum

$5.28/bu

Fababeans

$0.07/lb

Flax

$9.24/bu

Great Northern

$0.21/lb

Hay (domestic sales)

$97.00/T

Hemp Seed

$0.47/lb

Honey

$1.06/lb

Kabuli Chick Peas

$0.18/lb

Kentucky Blue Grass

$0.38/lb

Kidney

$0.27/lb

Lentils

$0.16/lb

Millet

$0.11/lb

Mustard

$14.74/bu

Mustard Ethiopian

$7.15/bu

Oats

$2.77/bu

Other Coloured (Black)

$0.21/lb

Peas

$5.14/bu

Pintos

$0.21/lb

Rye

$2.84/bu

Fall Rye

$3.08/bu

Rye Grass Seed Annual

$0.48/lb

Rye Grass Seed Perennial

$0.33/lb

Soybean

$6.47/bu

Sunflower Confects

$0.15/lb

Sunflower Oils

$0.16/lb

Triticale

$2.64/bu

Wheat

$3.96/bu

Wheat (Winter)

$3.30/bu

White Pea (Navy)

$0.21/lb

Other fees and rates are as follows:

  • Interest rate on interest-bearing cash advances is prime – 0.25%. Our interest rate remains competitive with major banks and credit unions.
  • Default Interest Rate (Pre-Default Date) – Loans in default status prior to the default date are charged at an interest rate of Prime + 1%
  • Default Interest Rate (Post-Default Date) – Loans in default status after the default date are charged at an interest rate of Prime + 3%
  • Default Management Fee – A one-time fee of 2% is applied to the outstanding balance after the default notice (unless paid in full within 45 days).
  • Repayment of loans without providing a Proof of Sale are charged at an interest rate of Prime +1

Read about the important dates and deadlines for the 2022 program year for the APP Cash Advance Program.

Dates & Deadlines

MCA offers farmers multiple options to apply for an APP cash advance. Get more information about applying for the APP Cash Advance Program.

Application Forms

Read answers to commonly asked questions about the APP Cash Advance Program.

Frequently Asked Questions

Need more information? Contact us to learn more about the APP Cash Advance Program.

Contact